How to Manifest Money: 7 Steps to Attracting Financial Abundance


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I learned how to manifest money the hard way.

It all started when I inadvertently became a sugar mama – before I was even 21 years old.

Yes – across multiple years and multiple relationships, I repeatedly ended up as the sole breadwinner for my partner. I provided housing, food, rides, spending money, and more. 

It wasn’t something that I agreed to in advance. It sort of just… happened. (Or so I thought.)

One boyfriend blew every single paycheck he received on beer and burritos, only to ask me for cash to go buy new guitars and other toys every month. 

Another boyfriend asked me for cash for groceries– then secretly hired a sex worker instead. (If she hadn’t stolen a bottle of perfume, I never would have found out about her visit.)

Even as I advanced in my career and earned more money in my twenties, I was still living paycheck to paycheck, and couldn’t even build up a small emergency fund. 

But still– I kept funding my partners’ spending habits. 

It was a disturbing, damaging pattern. And I was completely baffled about how I had ever ended up a “sugar mama” in the first place! 

Finally, after years of suffering, I had a major breakthrough– in the form of a mindset shift. 

I realized that I was manifesting these destructive patterns in my life.

My limiting beliefs and fears were causing me to unconsciously repeat the same bad decisions that kept leading me into unhealthy relationships and financial ruin, over and over again. 

So, taking full responsibility for my precarious financial position, I committed to manifesting a life I could be proud of.

I learned how to manifest money, abundance, and a respectful, healthy, loving relationship.

And I haven’t ever looked back. 

What Does “Manifesting Money” Really Mean?

Manifestation, or the Law of Attraction, is often dismissed as snake oil. 

But most of the naysayers never bothered to learn the basic premise of the Law of Attraction before rejecting it. 

In reality, the Law of Attraction is a completely logical universal truth: 

You create more of what you focus on. 

Makes sense, right? 

Manifesting ANYTHING simply means aligning your intentions, thoughts, emotions, and actions towards a meaningful goal. 

Quite often, manifesting happens subconsciously– without the person even realizing they’re doing it. Self-sabotage is a common example of subconscious manifestation. 

Conscious manifesters, on the other hand, intentionally leverage the Law of Attraction to achieve their goals faster, more easily, and more enjoyably. 

Anyone can become a conscious manifester! YOU can attract any outcome you want by:

  • Releasing your limiting beliefs.
  • Focusing your energy on positive thoughts and feelings. 
  • Taking inspired action toward your goal. 

The bottom line is– manifesting money isn’t magic. Like anything, manifesting money takes focus and action, and the results are rarely instantaneous. 

But in my opinion, consciously aligning your heart, mind, and actions towards your goals is THE best way to get what you want. 

To help, I’ve broken down the process of manifesting money into 7 straightforward steps that anyone can follow. It’s the exact process I used to climb out of credit card debt, build up a sizable emergency fund, and buy my first home (with a partner who brings their fair share of resources to the table.)

Although the 7th step is fairly advanced, I firmly believe even complete beginners will be able to follow along with this guide. 

Warning– this guide is NOT for you if…

❌ You want to get rich quick without putting in any effort. 

❌ Your desire for abundance is superficially motivated. 

❌ You want to harm or manipulate others with your wealth. 

❌ You don’t want to share your abundance. 

But this guide is DEFINITELY for you if…

✅ You want to attract LONG TERM financial abundance. (Not just a temporary cash windfall.)

✅ You prefer a practical approach to the Law of Attraction, without excessive “woo” or toxic positivity. 

✅ You understand that money buys time. You deeply value your time in this existence and you want to maximize it. 

✅ You love sharing your abundance with others. 

So, without further ado, let’s dive in!

How to Manifest Money: 7 Steps to Financial Abundance

1. Raise Your Vibration

Consciously manifesting money always begins with gratitude. 

When you raise your vibration, you signal to the universe that you are ready to receive.

But what does “raise your vibration” even mean?

Admittedly, it does sound a bit “woo woo.” But even the harshest skeptics can acknowledge that emotional energy sends a message

Think of a charismatic public speaker you admire. What are they signalling with their body language, their tone of voice, their speaking rhythm?

We all have the power to control the subtle cues we send out to others. 

When you signal that you are grateful for what you already have, and that you are overflowing with loving energy– you will eventually attract even more to be grateful for. 

Gratitude takes many forms, and it’s surprisingly easy to incorporate more gratitude into your daily life. Here are a few ideas: 

  • Set your intentions with gratitude. Manifesting your desires means focusing on what you want, but it’s essential to channel positive energy as you ask the Universe for what you want. Always begin by giving thanks.
  • Think grateful thoughts. As you go about your day, every time you notice anything–whether favorable or unfavorable– focus on something to be grateful for. And– this is the most important part– consciously think that grateful thought with real words in your head.
  • Practice a loving-kindness meditation daily. You can use a guided meditation or design your own practice. The important part is to intentionally send out loving energy to other people in the universe during your meditation session.
  • Keep a gratitude journal. Take five minutes every night to list everything you are grateful for. This is absolutely a life-changing practice. Check out my advanced gratitude journal techniques to supercharge your practice. 

2. Release Your Expectations and Attachments

An important part of manifestation is trusting the Universe to deliver exactly what you need. 

I have always found that I get the best results when I am receptive to potential outcomes that don’t fit my expectations. I like to begin by setting an overarching intention, then I surrender and let the Universe work its magic.

When we were looking for our first home, it was extremely discouraging shopping in one of the most expensive areas in the country (the San Francisco Bay Area). We could barely afford the lowest available price points, and those homes were often in disrepair and in crime-ridden neighborhoods. 

Finally, I released my expectations around specific locations and styles of homes– and we ended up finding a spacious townhouse in a city we’d never originally considered. We’re right next to a big park and surrounded by many other young families. 

It’s perfect!! But we never would have found the perfect home here without releasing our limiting expectations and narratives around what the perfect home would be. 

So as you begin manifesting money– don’t get stuck in a limiting story about how much money you need, what forms it should take, or how you should earn it. 

Chances are, if you relax and give the Universe a chance to deliver abundance on its own terms, you will be pleasantly surprised by the creative ways it happens!

For further reading, I highly recommend you check out my article on compassionate non-attachment for actionable advice about letting go, while still remaining connected. 

3. Reprogram Your Subconscious Mind

When you take control of your subconscious thoughts and beliefs, you open the door to infinite abundance.

But if your thoughts are in control of YOU– you’ll never be able to see the path of inspired action that leads to your goals. 

All too often, our default state is fear, doubt, and anxiety. We worry about losing our jobs, we worry about losing money, and we view the world from a scarcity mindset.

Here are some of the ways your subconscious mind could be PREVENTING you from manifesting money (or anything else): 

  • Negative automatic thoughts. Negative thoughts that arise unconsciously throughout the day. Often these “NATs” center around unrealistic judgements of one’s own worth or ability to achieve desired outcomes.
  • Limiting beliefs. Similar to “NATs,” limiting believes often operate subconsciously. Limiting beliefs are typically established in childhood and create a false framework about what’s possible, what’s good, and what’s bad.
  • Cognitive distortions. A wide range of thinking patterns can fall under the category of cognitive distortions– everything from jumping to conclusions to unconscious bias to “all or nothing” thinking.

If you want to manifest money, it’s absolutely essential that you continually examine, challenge, and reprogram your subconscious money hang-ups. 

I’ve personally had great success reprogramming my negative thought patterns and beliefs using cognitive behavioral therapy, or CBT. I discuss CBT in more detail in my article about designing my own custom spiritual practice.

4. Educate Yourself About Money

Taking charge of your own financial education is crucial to honoring the wealth you already have– and signaling to the universe that you are ready for more. 

The more you learn about how assets are created, protected, and invested, the more potential avenues to wealth you will discover. 

Here’s an example: I used to avoid credit cards because I believed the common narrative that “debt is bad.” When I eventually learned about the cash back rewards you can enjoy if you use credit cards responsibly, I decided to put ALL my purchases on credit cards & automatically pay my bill in full every month to avoid paying interest. Now, I enjoy hundreds of dollars of cash back every year, with no extra work or cost.

That’s essentially free money!

I also use Rakuten Rewards when online shopping to receive even more free money– completely passively. They have a browser extension that you can connect to your bank account or PayPal. When you shop at certain stores, you get a percentage of cash back on all your purchases, at no additional cost to you.

Join Rakuten now and earn a $10 welcome bonus!

As you can see, consciously creating more opportunities for wealth to flow to you is a powerful strategy for manifesting money faster and more easily. 

The more you know about various banking products, investment tools, interest rates, fees, and income strategies, the more prepared you will be to make the best decisions for your financial future. 

And that, my friend, is taking inspired action! 

5. Consciously Cultivate Luck

Consciously cultivating luck is all about creating more opportunities to get lucky. (Are you noticing a theme yet?)

You’ll never get lucky sitting alone in your apartment waiting for luck to find you. Only by going out into the world, forging connections, and helping others, will you expose yourself to an abundance of opportunities to get lucky. 

Just like the Law of Attraction, luck isn’t magic. It’s a probability game. And YOU have the power to influence how many chances you get. 

Luck rituals can help prime your subconscious mind to get lucky. 

It’s fun and empowering to design a custom luck ritual for yourself. Here are a few elements you may want to consider as you create your ritual:

  • Prayer: Thank the Universe for the luck and blessings you already have. Ask the Universe for the outcome you want.
  • Motion: Stretch your hands up to the sky. Bend forward in a deep bow. I often look to yoga for inspiration, as the movements are intended to open your heart and release tension in your joints and muscles. Creating space in the body will allow room for positive energy like luck.
  • Sound: Repeat a mantra or affirmation. Hum or sing a tune that inspires wonder and loving feelings. Drum an empowering rhythm with your hands or feet.

Don’t forget, the most important part of any ritual is repetition.

You must go through the steps of your ritual each time you want to invite lucky energy into your life. Over time, repeating the ritual will prime your subconscious to receive abundance, access hidden opportunities… and get lucky!

6. Give Generously To Others– Don’t Hoard Your Wealth

Abundance must flow in order to grow. 

The oft-cited metaphor of the Sea of Galilee and the Dead Sea is the perfect example of this universal law. 

As the parable goes, both of these seas receive water from the Jordan River. But while the Sea of Galilee is teeming with life, the Dead Sea is too stagnant and salty to support any life. The key difference is that while the Sea of Galilee passes on the flowing water from the Jordan River, the Dead Sea holds onto every drop it receives. 

Even if you’re just getting started manifesting money, it’s absolutely essential to share some of that wealth with others. 

You don’t necessarily need to give cash, but you do need to provide real value– with no expectation of return or reciprocation

There are so many ways to give away your abundance to others. Here are a few ideas: 

  • Donate monetary assets to those in need.
  • Donate your time to a worthy cause.
  • Share your knowledge, mentorship, or intellectual property.
  • Use your influence or access to help distribute value to individuals who need it most.

For even more actionable advice about helping others as you embark on your own spiritual awakening, please read my article on becoming a Lightworker.

7. Manifest ASSETS– Not Just Money (Advanced Technique)

What if I told you to STOP trying to manifest money?

You’d probably think I’m crazy. (This article, after all, is titled “How to Manifest Money.”)

But I’m serious. You should stop trying to manifest money.

You should be focused on manifesting assets instead. 

So what’s the difference between money and assets? 

Money is finite. There’s a set amount of it, and as you spend it, the money doesn’t grow back. 

Assets, on the other hand, are limitless.

Assets are systems you can own that, if properly managed, will generate money for you and your beneficiaries forever! Assets can also provide tons of value and security to other people who work within that system. 

This is why so many of us feel a pull towards entrepreneurship. It’s an opportunity to support ourselves by creating assets that can create shareable value for years to come.

Would you be interested in an article on spiritual entrepreneurship? If so, leave me a message in the comments section below!

Here are a few examples of assets that can continually produce value:

  • Businesses
  • Physical property
  • Intellectual property

Creating assets requires an initial investment of time and money– but if you stay laser focused on your intention to manifest assets, inspired action will come easily to you.

Every choice you make, from spending, to saving, to how you earn income, will naturally align with that intention.

And that is how you manifest money.

The Truth About Manifesting Money…

I hope this article has helped you realize that manifesting money is not overly difficult or unrealistic.

Manifesting your desires in life starts first and foremost with aligning your intentions with your thoughts, emotions, and actions.

Begin by cultivating gratitude in your daily life. Release impatience, doubt, and anxiety as best you can. You may also want to start a manifestation journal.

Ask the Universe for the abundance you wish to receive– then relax and begin taking the inspired actions you need to take to manifest money.


Writer + Creator of Vital Ethos

Sasha is a writer, spiritual teacher, highly sensitive intuitive, and artist on a mission to illuminate your path to personal growth and transformation with helpful tools and resources like digital journals and workbooks ✨

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